business days
Why do electronic banking transations only occur on business days?
For example, in Australia if I transfer funds from my account to another persons account on a saturday, the person will not recieve them until the next business day (monday). Why is this the case do computers take the weekend off too?
All the country banking laws I’m familiar with require financial institutions to update depository accounts on business days. Holidays and nonbanking days are usually defined by regulation. That being said, the financial institution usually will not debit or credit an account unless it is a banking day but if they debit you on Saturday and credit the other person or other bank on Monday, they can use your funds over that period to invest. That’s called float and it is one of the big ways banks make money.
canton jones – Hater Day – Kingom Business
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